Document Checklist

Save time and come prepared to meet with your local mortgage lender.

 

 

 

Document Checklist

Review our checklist and bring the appropriate documents when you visit your TC Federal Bank lender. This information helps our team get the loan process started and keeps your lending experience fast and easy.

  • Last two years personal tax returns, all schedules (please sign)
  • Last two years business tax returns, all schedules (please sign)
    • K-1’s and 1099’s for business tax returns
  • Last two years W2’s
  • Most recent 30 days pay stub with YTD income
  • Last 2 months bank statements for all accounts, all pages (even if blank)
  • Copy of driver’s license
  • For refinance of currently owned home:
    • Copy of survey (in Florida)
    • Copy of title insurance policy, not commitment
    • Copy of homeowner’s insurance
    • Most recent mortgage statement
  • For purchase of new home:
    • Copy of contract signed by all parties
    • Contract information for seller and all realtors involved
    • Copy of cancelled earnest money check and print out to show cleared
    • Copy of survey
  • Construction loans:
    • Plans, specs and cost breakdown from builder
    • Contract with builder
    • Contract to purchase land if applicable
  • VA loan:
    • DD214
    • Certificate of Eligibility

Find My Lender Personal Financial Statement